CARCHEX Coverage
With 5 coverage levels, periods that span from 12 to 84 months, and plans available for vehicles with up to 250,000 miles, CARCHEX has coverage for any vehicle. At the minimum, every extended warranty offered by the company is a powertrain warranty, which includes the essential parts (engine, drive axle(s), transmission, and related components) that make your car or truck run.
With shorter timeframes available, the max coverage time is 10 years. Since plans aren’t renewable, some recommend choosing the longest term available. Coverage begins 30 days and 1,000 miles after you sign the contract. An inspection may be required for eligibility. These industry standard policies are in place to ensure the provider doesn’t pay for issues customers knew about before purchasing.
CARCHEX Plans
From entry-level plans that cover drivetrain components to comprehensive bumper-to-bumper warranties similar to factory warranties, CARCHEX brokers policies to fit everyone’s needs. Contracts from different warranty providers at the same coverage level may differ on specific covered components. There are five levels of coverage spanning 16 distinct plans from several warranty providers. Below are descriptions of each CARCHEX warranty plan:
CARCHEX Titanium
This CARCHEX bumper to bumper plan is the top warranty available. With few exclusions, this package offers comprehensive coverage similar to new car warranties. There are 5 plans at this level with periods of 5-10 years. This plan is best for who want to extend existing coverage or are looking for long, exclusionary protection.
CARCHEX Platinum
As the second-best package and most comprehensive inclusionary coverage available, this warranty covers a part list of hundreds of stated components from all systems. Three tiers are available at this level, with terms from 5-10 years. This is great for those seeking balance between savings and thorough coverage.
This plan covers everything in the lower three tiers plus stated components such as: suspension (ball joints, struts, mountings plates), enhanced technical components (solenoids and wiper motors), and heating components (radiator, mounting brackets, water pump, thermostat).
CARCHEX Gold
This CARCHEX powertrain plus option is the company’s highest level of basic coverage, It covers many components for all major systems. There are 3 tiers at this level with coverage periods of 5-10 years, which is ideal for cars over 60,000 miles.
In addition coverage found in the two plans below, this tier covers steering components and braking parts such as backing plates, disc calipers, master cylinders, metal hydraulic lines and fittings, and braking system.
CARCHEX Silver
The CARCHEX Silver plan covers essential components. There are three tiers at this level for 6-7 years, benefiting vehicles over 100,000 miles needing coverage of all major systems.
Coverage: components related to the electric, fueling, and air conditioning systems such as the fuel pump, starter, alternator, relays, gauges, gas tank, switches, ignition coil, A/C compressor, condenser fan, and clutch.
CARCHEX Bronze
This tier is designed to protect high-mileage vehicles from the most expensive repairs, covering major systems like the engine and transmission. There are two tiers at this level with at 5-6 year periods, a good choice vehicles over 150,000 miles.
Coverage includes: Engine components (pistons, main bearings and crankshaft, timing gear, valves, pushrods, connecting rods and bearings), automatic and manual transmission components, and front and rear axles (within differential housing, final drive housing, transaxle housing).
CARCHEX California
CARCHEX has 5 coverage levels available in every state, including. This is a rarity because few providers operate in California due to a strict legal environment due to strong consumer protection laws.
CARCHEX BMW Extended Warranty
CARCHEX is also a well known and popular warranty for car owners of this brand. While a manufacturer extended warranty requires you extend your coverage while still under your new car limited warranty, you can buy a CARCHEX extended auto warranty any time.
CARCHEX Roadside Assistance
The following are included in every plan:
- 24/7 Roadside Assistance: : lockout services, fuel delivery, and flat tire changes.
- Towing: reimbursements for what it costs to tow your vehicle to the nearest repair facility.
- Rental coverage: reimbursements for a rental in the event of a covered repair.
- Trip Interruption Assistance: reimbursements for meal expenses and lodging if your vehicle fails during a trip.
The max amount for benefits is usually $50. These provisions enhance all contracts and have amounts dependent on coverage tier, allowing for the flexibility to increase the standard reimbursement level and/or tack-on these features:
- Key Fob Protection.
- Emissions Coverage.
- Coverage For Complex Electronics.
How Much Does CARCHEX Cost?
CARCHEX extended warranty costs typically range from $180-$250 a month. You can get pricing quotes for cars with 36,000 to 125,000 miles. Extended warranty costs for your particular plan will be based on things like the age, mileage, and condition of the car. In general, rates are competitive, as they leverages the resulting buying power from more sales to get even better rates over time.
CARCHEX Average Cost
The average cost of a CARCHEX extended warranty is $1,500 for a 5 year plan, or about 2 cents per mile of coverage. While the average price is about $1,200 to $1,500, your specific pricing depends on your plan, driving history, and car’s characteristics.
CARCHEX Deductible
An industry norm, the CARCHEX pays for covered repairs and all you pay is a small deductible (typically $100). With low costs overall and some plans with no deductibles, you can choose from a total of $0, $50, $100, or $200 options.