When you want to buy a used car, you’re looking for dependability. It’s no different for used car warranty companies. You want to find a company that protects your used car with good coverage and comes with a reputable track record.
There are good used car warranty companies out there–you just have to know where to look. We’ve spent time comparing coverage and reputation between the best extended car warranty companies to help you in the shopping process.
Get multiple quotes from top providers to find the best extended warranty for your used car.
Best Used Car Warranty Companies
Below, we detailed the best used car warranty companies based on their performance in our 2021 best extended car warranty review, coverage limit, added perks, and industry standing.
|Used Car Warranty Companies||Star Rating|
(Out of 10.0)
|1. Endurance||9.6||200,000+ miles||Best Provider|
|2. CARCHEX||9.4||250,000 miles||Best for High-Mileage Cars|
|3. CarShield||9.0||200,000 miles||Most Affordable|
|4. Protect My Car||8.7||125,000 miles||Best Long-Term Financing|
#1 Endurance: Best Provider
Endurance extended warranties, also known as vehicle service contracts, can cover used cars up to 8 years and over 200,000 miles. That’s a generous coverage window compared to many other providers you can find on the market.
The company’s Select Premier plan is specifically made for vehicles with over 150,000 miles, making Endurance one of our top choices for used car warranty companies. The plan covers important parts that are prone to breaking down with higher mileage, including the transmission and drive axle.
Endurance is a direct warranty provider, which means you’ll work with the same company whether you’re shopping for coverage or filing a claim. That can make the claims process go faster as well. The company has been around since 2006 and has a 4.3-star rating from over 2,500 reviews on Trustpilot.
All Endurance plans come with one free year of Endurance Elite Membership. The program includes 24/7 roadside assistance, rental car reimbursement and trip interruption benefits. Plus, it comes with extras like shopping rewards, tire repairs, identity theft protection, repair financing and more. Overall, we think Endurance provides the best warranty for used cars.
Get a free, personalized quote from Endurance below.
#2 CARCHEX: Best for High-Mileage Cars
Out of the used car warranty companies on our list, CARCHEX offers the longest coverage term of up to 250,000 miles. If you have a daily driver that just won’t quit, CARCHEX is a great option.
The Gold plan is designed for cars with over 60,000 miles, and it covers all major systems of the vehicle. Silver and Bronze plans are also available for cars with higher mileage. Because of the 250,000-mile maximum, we recognized CARCHEX as the best option for older vehicles in our industry review.
All CARCHEX plans come with roadside assistance, trip interruption and rental car reimbursement. The company has been in business since 1999 and is endorsed by leaders like Kelley Blue Book, CARFAX, and Edmunds.com.
Learn more about the provider in our CARCHEX review, and click below to get a free quote.
#3 CarShield: Most Affordable
CarShield warranties cover repairs for vehicles with up to 200,000 miles. The company was started in 2005 and today is the most popular provider we’ve researched. Over 18,500 reviewers on Trustpilot give CarShield a 4.1-star rating, and the company has over 3,000 ratings between Google and the Better Business Bureau (BBB) as well.
CarShield has six plans to choose from, two of which apply to specialty vehicles and high-tech equipment. The Gold plan is generally the best option for used vehicles, and it covers hundreds of parts on the major systems of the car including the engine, transmission and air conditioning. Depending on your car’s mileage, you can choose from the Silver or Bronze plans as well.
CarShield also offers more affordable monthly payments than many used car warranty companies we researched. If your car has many miles on the odometer, it would be worth getting a quote from CarShield to see what prices are available.
#4 Protect My Car: Best Long-Term Financing
The longest coverage term from Protect My Car extends to 125,000 miles, which isn’t as long as the other used car warranty companies on our list. However, Protect My Car is one of the few providers that offers prepaid maintenance coverage along with repair coverage.
You can get this kind of coverage with one of the company’s Ambassador Maintenance Plans. These plans cover a fixed portion of most car repairs (except wear-and-tear items) along with maintenance items like oil changes and tire rotations.
If you want to stick with the standard extended warranty, the company’s Select plan covers vehicles that have over 50,000 miles, while the Driveline plan covers vehicles with over 80,000 miles. All Protect My Car plans come with rental car reimbursement, while most come with roadside assistance and trip interruption. The company has a 4.6-star rating from the BBB and a 4.4-star rating on Trustpilot.
Learn more about an extended warranty or maintenance contract from Protect My Car by getting a custom quote.
Do You Need a Used Car Warranty?
So, how do you tell if you need an extended warranty? Well, the first place to start is your monthly budget. Can you afford to pay for a $1,000 or $2,000 repair out of the blue? Repair costs depend on the make, model and mileage of your vehicle, along with how well you maintain it.
For example, Mazda drivers spend $462 on average per year for maintenance and repairs, according to RepairPal. The brand has low repair costs overall compared to other brands. At the same time, a single head gasket repair for a Mazda CX-5 can cost between $1,143 and $1,370. A Mazda extended warranty can help with these costs.
Also, are you confident that you know your car’s service history? If you don’t have a solid history of maintenance on the vehicle, who knows what was replaced last. You can get an inspection when you’re looking at a used car, but an inspection can’t tell you everything about the car’s history. Having coverage from one of the best used car warranty companies can provide peace of mind in these situations.
What Coverage Does the Used Car Already Have?
Another thing to think about is whether the used car you have or are thinking of buying is still under a factory warranty of some kind. If it’s a newer vehicle, it may still have bumper-to-bumper coverage. After the bumper-to-bumper warranty expires, a powertrain warranty could continue for a couple of years. You’ll want to know the limits of the factory warranty period to maintain coverage for repairs once it expires.
You can get an extended warranty from the manufacturer in certain situations. Be aware that some manufacturers only allow secondary car owners to purchase an extended warranty on the day they buy the used vehicle from a dealer.
If you purchase a used car from a private party, you might not be able to get an extended warranty from the manufacturer. Similarly, if you buy a certified pre-owned (CPO) vehicle, you can usually extend the CPO warranty on the purchase day but not after you take it home.
On the other hand, third-party used car warranty companies will let you add a plan long after the factory warranty has expired. The providers we covered today all have long eligibility periods. Third-party plans also let you take your car to any licensed repair shop, while manufacturer-backed plans will require you to use repair facilities at dealerships.
How Do I Buy a Used Car Warranty?
You can buy a used car warranty in a few different ways, but all of the used car warranty companies we’ve covered today sell plans online, which makes things easy. When you visit a provider’s website, take some time to read through its sample contracts.
When you’re ready for a quote, you can either fill out an online quote form or call the company directly. You’ll need to provide basic information about your car like its make, model and mileage. Once you find a quote for a plan that you like, you can purchase it online or over the phone.
All of the providers on our extended car warranty companies list also offer 30-day money-back guarantees. Take that time to read the fine print and ask any questions if you’re unsure about something.
What to Look For in Used Car Warranty Companies
There are a few things to look for in used car warranty companies. Considering the mileage that your vehicle can have, you’ll definitely want to find a provider that covers plenty. If your car is past the 200,000-mile mark, CARCHEX would be the best option at that point.
When you get a quote, the company will probably give you multiple options of time and mileage for a single plan. You can usually customize coverage according to your driving habits and whether you drive more or less than the average person.
You’ll also want to shop with used car warranty companies that have many plans to choose from. Different levels of coverage will cover different systems on the car, and they’ll have different price points, too.
If you plan on selling your car in the next couple of years, make sure the company offers transferable contracts. All of the providers we’ve covered today allow you to transfer the warranty to a secondary buyer.
How Much Does a Used Car Warranty Cost?
In our research, we reached out for quotes from different providers for coverage for a 2012 Subaru Outback with 88,000 miles. Depending on how long you make payments for, you could get extended warranty coverage for about $70 to $108 per month.
|Used Car Warranty Companies||Plan||Term Length||Monthly Payment||Total Price|
with a $100 deductible
|$70 for 36 months||$2,671|
with a $100 deductible
|$108 for 24 months||$2,592|
with a $100 deductible
|Unlimited||$99 monthly||Varies depending|
on term length
|Protect My Car||Driveline|
with a $100 deductible
|$79 for 48 months||$3,842|
Because the CARCHEX plan offers a longer coverage term, it’s helpful to look at plans in terms of price per year of coverage. When you take the total price divided by years, you get a price per year of about $534 for Endurance and $432 for CARCHEX. It’s important to keep in mind though that terms also come with a mileage limit, so if you hit your maximum mileage first, your cost per year of coverage would vary.
Overall, these prices are competitive with the broader market. Remember, you’ll find different prices because extended car warranty costs are based on your unique situation. Get free quotes from a few reputable extended car warranty companies so you can compare plans and pricing.
The Detroit Bureau collects data from every major car warranty provider to formulate rankings of the best warranty companies. Our in-depth rating system takes into account coverage, pricing, transparency, customer satisfaction and ratings from industry experts. Each provider is given a weighted score in five categories, as well as an overall score out of 10.0.
We recommend auto warranty companies based on these rankings, but we also encourage you to perform your own research and compare quotes to find the best coverage.