• News
  • Guides
  • Reviews
  • Media
  • About
  • News
  • Guides
  • Reviews
  • Media
  • About
Sign up Now (For Free)

Sign up for our newsletter and receive the latest automotive news in your inbox!

Invalid email address
We promise not to spam you. You can unsubscribe at any time.
Thanks for subscribing!
News
Read Now
  • All News
  • Automakers
  • Automobiles
  • Auto Shows
  • Business
  • EVs & Environment
  • Guides
  • Lawsuits/Legal
  • Regulatory
  • Ride-Sharing
  • Safety & Recalls
  • Technology
Recent
  • South Korean Brands Get Bigger Share of January Sales
  • Investors Unfazed as Tesla Reveals New SEC Probe
  • GM and Lithium Americas Partner for U.S.-Sourced Lithium
  • First Look: 2024 Range Rover Velar
  • Q&A: Mazda North America’s CEO Jeff Guyton
  • Tesla Owners Stung by Capitalism
  • Mercedes Updates GLE Models for 2024 Model Year
  • First Look: Mazda’s Bigger, More Luxurious New CX-90
  • GM Net Income Rises for Q4 But Falls for Full Year 2022
  • GMC Launches Production of Hummer SUV; Needs Until 2024 to Fill Outstanding Orders
Editor’s Choice
    Reviews
    Read Now
    • All Reviews
      • Feeder
    • Classic Cars
    • Concept Cars
    • Convertibles
    • Coupes
    • Crossovers/CUVs
    • Diesel
    • Hot hatches
    • Hybrids
    • Luxury Vehicles
    • Minivans
    • Muscle Cars
    • Pickups
    • Sedans
    • Sports Cars
    • Super Cars
    • SUVs
    Recent Reviews
    • A Week With: 2023 Kia Niro EV
    • A Week With: 2023 Hyundai Palisade Calligraphy
    • A Week With: 2023 Ford F-150 Raptor R 4x4 Super Crew
    • A Week With: 2023 Genesis Electrified G80 AWD
    • A Week With: 2023 Land Rover Defender 110 V-8
    • First Drive: 2023 Honda Pilot TrailSport
    • A Week With: 2023 Jaguar F-Type R Coupe
    • A Week With: 2023 GMC Yukon Denali Ultimate
    • A Week With: 2023 Genesis GV60 Performance
    • A Week With: 2023 Chevrolet Suburban Z71
    Editor’s Choice
      Guides
      Car Warranty
      • Endurance Warranty Reviews
      • BMW Extended Warranty
      • Extended Warranty For Cars Over 100k Miles
      • Extended Car Warranty Cost
      • Subaru Extended Warranty
      • CarShield Reviews
      • CarShield Cost
      • Aftermarket Car Warranty
      • CARCHEX Warranty Reviews
      • Reputable Extended Car Warranty Companies
      • Used Car Warranty Companies
      • Best Car Warranty
      • Is CarShield A Scam?
      • Mercedes Extended Warranty
      • CarShield Plans
      Insurance
      • How To Identify A Car Insurance Company
      • Geico Mechanical Breakdown Insurance
      • How Far Back Does A Car Insurance Company Look
      • Mechanical Breakdown Insurance For Used Cars
      • State Farm Mechanical Breakdown Insurance
      • Mechanical Breakdown Insurance From Progressive
      • Dollar A Day Insurance
      • Auto Insurance For SSI Recipients
      • Car Insurance Rates After A Suspended License
      • Auto Insurance For Salvage Vehicles
      • Average Cost of Dodge Ram 1500 Car Insurance
      • Car Insurance Florida
      • Full Coverage Auto Insurance
      • GrubHub Insurance
      • Amazon Delivery Auto Insurance
      Shipping
      • Car Shipping Companies
      • uShip Reviews
      • Auto Shipping From California To Hawaii
      • Montway Auto Transport Reviews
      • Cheap Car Shipping
      • Easy Auto Ship Reviews
      • Auto Shipping Miami
      • Auto Shipping To Alaska
      • Car Shipping Cost
      • Auto Shipping Hawaii
      • Auto Shipping Puerto Rico
      • Sherpa Auto Transport Reviews
      • Auto Shipping Atlanta
      • Auto Shipping Boston
      • Auto Shipping. Chicago
      About
      • About Us
      • Contact Us
      • Terms of Use
      • Privacy Policy
      • Affiliate Disclosure
      • Sitemap
      TheDetroitBureau.com

      More than just “another” place to find news, reviews, spy shots, commentary, features, and guides about the auto industry. TheDetroitBureau doesn’t stop with the press releases or confuse a few lines of opinion with insightful, in-depth reporting.

      Contact Us

      Like what you see? Have some ideas for making The Detroit Bureau.com even better? Let us know, we’d love to hear your voice.

        Media
        Listen Now
        • Headlight News: All Episodes
        More from TheDetroitBureau
        • Guides
        • Latest News
        • Auto Reviews
        • Podcasts
        Headlight News

        TheDetroitBureau.com’s Headlight News offers a look at the past week’s top automotive news stories, as well as what’s coming up in the week ahead. Check out the week’s top story and our latest review…along with a dive into the past with this week in automotive history.

        home > guides > Car Warranty > Does USAA Offer An Extended Warranty?

        Does USAA Offer An Extended Warranty?

        Learn whether USAA is an option for your extended warranty needs

        TDB Reviews Team
        TDB Reviews Team
        June 02, 2021
        Featured Extended Warranty Companies
        We reviewed every major warranty company for coverage, affordability and more. Here are our recommendations.
        Endurance
        Endurance
        Best Provider
        Our first choice for comprehensive coverage.
        (855) 721-4060
        GET PRICING
        CarShield
        CarShield
        Best Value
        Our research shows that CarShield has some of the lowest warranty rates available.
        (855) 339-9006
        GET PRICING
        CARCHEX
        CARCHEX
        Runner-Up, Best Provider
        Industry leader with one of the highest mileage limits of any extended warranty provider.
        (866) 365-6130
        GET PRICING

        Affiliate Disclosure

        The United Services Automobile Association (USAA) is a group of companies offering investing, banking, and insurance to people and families who served or serve in the U.S. Armed Forces.

        A Fortune 500 company based in San Antonio, Texas, USAA was founded in 1922 and has more than 12.4 million active members. USAA memberships are open to active, retired, and separated veterans with a discharge type of “Honorable” from the U.S. military and their eligible family members. 

        In this guide to USAA, our review team explores whether a USAA extended warranty is an option for vehicle coverage and outlines our recommended extended warranty providers.

        What Is An Extended Warranty?

        Extended warranties are designed to cover expensive repairs that a vehicle owner is responsible for after their factory warranty expires. Extended vehicle warranties are also sometimes purchased to cover components of your vehicle that a factory or manufacturer warranty does not cover.

        Car repairs can be very expensive. A common catalytic converter replacement can cost more than $2,000. Major repairs, such as a head gasket or transmission replacement, cost much more than $2,000.

        According to IBISWorld, almost 18 billion dollars last year in the U.S. was spent on extended car warranties. These vehicle protection plans provide many car owners with peace of mind in case their vehicle undergoes mechanical failure.


        Does USAA Offer An Extended Warranty?

        In January 2018, USAA discontinued new enrollments in its extended warranty. The company does uphold the terms of its existing extended warranty contracts.

        USAA’s Former Extended Warranty Plan

        USAA’s extended warranty plan included two coverage plans: Manufacturer Wrap Protection and Comprehensive Protection. USAA only offered its plans to vehicles with 50,000 or less miles.

        The USAA extended warranty was administered by Assurant Solutions, a third-party insurance company. Working with third-party administrators is a common practice among companies offering extended warranties, but we recommend that prospective warranty customers read reviews of these third-party administrators before purchasing their warranty.

        If you are a prospective warranty customer who prefers a direct provider that manages the process themselves, we recommend that you consider Endurance as one of your potential providers.

        A USAA extended warranty plan included these benefits:

        • Deployment coverage extension: USAA members were allowed to suspend their extended warranty expiration date for up to 15 months during deployment. In addition, the company provided members with $45 for an oil change upon their return.
        • Rental car coverage: USAA offered up to $50 per day for an unlimited amount of days. Most extended warranty companies only provide rental car reimbursement for a week or two, so this was an outstanding benefit.

        Will There Be A New USAA Extended Warranty Plan?

        Unfortunately, it seems unlikely that a USAA extended warranty will return anytime soon. In March 2019, a USAA representative posted a statement on its forum reiterating that USAA had ceased offering extended warranties until further notice. The statement also mentioned that there is no timeline for any potential replacement.

        It is unfortunate that USAA’s extended warranty will not return in the near future since its deployment coverage extension and rental car coverage were excellent and well-earned benefits for those with ties to the U.S. Armed Forces.


        Our Recommended Providers

        Fortunately for those with ties to the military, there are strong alternatives to USAA’s extended warranty.

        Below are the top providers we recommend to active and former military service personnel and their families.

        #1 Best Provider: Endurance

        Endurance offers a direct service business model to customers, which means that they don’t work with third party administrators. 

        Best Provider
        Our first choice for comprehensive coverage.
        CLICK TO CALL
        (855) 721-4060
        Get Quote

        The company was named “Best Provider” by our review team for the following reasons:

        1. Excellent reputation: Endurance appeared on the 2019 Inc. 5000, a list of the fastest growing companies in the U.S. It also received a 2019 Stevie Award as a “Great Employer” for its outstanding employee benefits.
        2. Prestigious partnership: Endurance holds a partnership with Andretti Motorsports, a highly successful auto racing team.
        3. Free quote and sample contract online: Endurance offers a free quote and sample contract online, giving prospective customers full transparency to its plan’s costs and specific details.

        #2 Best for High-Mileage Vehicles: CARCHEX

        CARCHEX has been in the car warranty industry for more than 20 years. The company’s motto is “customer experience above all,” and it boasts a high customer satisfaction rating on the Better Business Bureau (BBB) and other review sites.

        Runner-Up, Best Provider
        Industry leader with one of the highest mileage limits of any extended warranty provider.
        CLICK TO CALL
        (866) 365-6130
        Get Quote

        CARCHEX was named “Best for High-Mileage Vehicles” by our review team for the following reasons:

        1. Notable industry partnerships: CARCHEX partners with many major players in the industry, including Kelley Blue Book, CARFAX, and Edmunds.com.
        2. A+ rating and accreditation from the BBB: CARCHEX’s strong rating and accreditation demonstrates leadership in the extended warranty industry. Many other providers do not hold BBB accreditation or an A+ rating.
        3. National media recognition: CARCHEX has been featured by national media outlets such as ABC, Fox News, CBS, NBC and PBS as an industry expert in consumer automotive protection. 

        #3 Military Discount Available: Protect My Car

        Protect My Car appeared in our list of the six best extended car warranty options. 

        A St. Petersburg, Florida-based provider, Protect My Car is the only top extended warranty company that offers a military discount.

        Best Long-Term Financing
        Get extended warranty coverage or a maintenance plan for your vehicle.
        CLICK TO CALL
        (888) 430-0227
        Get Quote

        The company is also notable for the following reasons:

        1. Outstanding customer reviews: Protect My Car’s average customer review rating on its BBB webpage is currently four and a half stars. This is significantly higher than many other extended warranty providers.
        2. Lengthy payment options: Protect My Car offers monthly payments ranging from 36 to 60 months, which can dramatically reduce the cost of your monthly payment.
        3. Great coverage Plans: Protect My Car offers three coverage plans with a high level of coverage, and it is likely that one of their plans will meet your individual needs.

        Deciding Between Our Recommended Providers

        If you are not sure which provider to work with, we recommend that you request a quote from each of these providers and compare their costs and coverage. 

        You can also read our guide to the six best extended car warranty options for more information on each of these providers. 


        Methodology

        The Detroit Bureau collects data from every major car warranty provider to formulate rankings of the best warranty companies. Our in-depth rating system takes into account coverage, pricing, transparency, customer satisfaction and ratings from industry experts. Each provider is given a weighted score in five categories, as well as an overall score out of 10.0.

        We recommend auto warranty companies based on these rankings, but we also encourage you to perform your own research and compare quotes to find the best coverage.

        Related Content

        Endurance Warranty Reviews: 2022 Guide

        Cheap Car Warranty

        Best Extended Car Warranty

        CarShield Reviews

        CARCHEX Reviews: 2022 Guide

        Best Extended Warranty For Cars Over 100k Miles

        Recently Published

        Endurance Warranty Reviews: 2022 Guide

        Editor's Choice

        Route 66 Extended Warranty: Reviews, Coverage, Our Take

        Jan. 04, 2023
        Tesla vehicles at plant

        Tesla Extended Warranty: Review, Costs and Coverage

        Jan. 04, 2023
        Endurance
        Best Provider
        Our first choice for comprehensive coverage.
        (855) 721-4060
        GET PRICING
        CarShield
        Best Value
        Our research shows that CarShield has some of the lowest warranty rates available.
        (855) 339-9006
        GET PRICING
        CARCHEX
        Runner-Up, Best Provider
        Industry leader with one of the highest mileage limits of any extended warranty provider.
        (866) 365-6130
        GET PRICING
        Share this article:
        © The Detroit Bureau 2023
        • Guides
        • Privacy Policy
        • Terms of Use
        • Affiliate Disclosure
        • Contact Us
        • Sitemap
        Follow Us: