Jaguar has one of the best factory warranties for luxury vehicles, but what happens when coverage expires? A Jaguar extended warranty can help protect you from having to pay hefty repair costs later in your car’s life.
In this article, we’ll review what Jaguar’s extended warranty covers and help you decide whether a third-party extended warranty would be a better choice for your vehicle.
To make your research on warranties easier, we’ve reviewed the best third-party extended car warranty providers on the market, and you can use the links above to start getting quotes from our top recommended companies.
Jaguar Extended Warranty Overview
Jaguar only offers one level of protection in its extended warranty, called the Jaguar Vehicle Protection Plan. According to the manufacturer’s website, the plan offers comprehensive coverage that covers most of the same components as the factory warranty, including:
- Engine
- Transmission
- Air conditioning
- Heating/cooling
- Braking
- Suspension
- Fuel delivery
- Enhanced systems
- Drive axle
- Electrical system
- Steering
Specific information about what’s included and excluded from the Jaguar extended warranty plan are not available on Jaguar’s website, so you’ll need to contact your local dealership to find out exactly what other parts the warranty covers. We did find that you can add roadside assistance to the plan and that travel protection is included.
In order to get extended coverage, you must purchase the Jaguar Vehicle Protection Plan before your factory warranty is within 30 days and 1,000 miles of expiration. Details about the extended warranty’s term limit options are not available online.
Plan pricing will depend on your vehicle’s model, year and mileage. Jaguar’s website states the plan carries a deductible of $100 for repairs made at dealerships and $250 for out-of-network fixes. However, on individual dealer websites, we saw conflicting information about these terms. Again, it’s best to check with your local retailer to find out the costs associated with a Jaguar extended warranty for your specific car.
What’s Not Included in a Jaguar Extended Warranty?
Again, Jaguar does not have much information online about its extended warranty. But we do know that the complimentary maintenance coverage included in the new vehicle limited warranty does not carry over into the extended plan.
We also know that if you don’t bring your vehicle to the dealership for service, you’ll be on the hook for a $250 deductible, according to Jaguar’s website. If you live near a Jaguar Land Rover, you likely won’t run into this issue, but seeing as how there are only about 180 dealerships in the U.S., many owners will probably need to go elsewhere for repairs.
At that point, it’s definitely worth looking into a third-party extended warranty provider. Most aftermarket providers factor the price of your deductible into your premium, which can significantly lower the total cost of your warranty.
Dealership vs. Third-Party Extended Warranties
Jaguar’s extended warranty might fit your needs, but if you live far from a dealership or just want more flexibility in your coverage options, a third-party provider can be a great alternative.
In addition to offering a wider variety of plans and customizable coverage options, benefits of going with a third-party extended warranty provider include:
- Coverage for older vehicles: Third-party providers like Endurance and CARCHEX can give you peace of mind up for up to 200,000 or even 250,000 miles.
- No timeframe for purchasing: There’s no need to pay for overlapping coverage before your vehicle’s factory warranty expires. With third-party providers, you can choose to purchase a plan at any time.
- Your choice of repair shops: Unlike the Jaguar extended warranty, you won’t have to pay extra if you take your vehicle to be serviced outside the dealership. Most third-party providers allow repairs to be made at thousands of facilities, from mom-and-pop shops to national auto repair chains.
- Cheaper coverage: In general, third-party providers offer less-expensive plans than those sold at dealerships.
Endurance Jaguar Extended Warranty
Our top pick for a Jaguar extended warranty is Endurance. The provider offers a Highline add-on for its Supreme plan which covers a wide range of luxury vehicles. This is an exclusionary warranty, so it covers all mechanical breakdowns unless noted in the list of exclusions. The Endurance Highline Supreme plan is available for all eight cylinder models.
Other Jaguar models are eligible for Endurance’s standard plans. Be aware that the Highline option isn’t available for quad-turbo setups or engines with more than eight cylinders.
Conclusion: Is the Jaguar Extended Warranty Worth It?
Based on Jaguar’s low reliability and high repair costs, you may find an extended auto warranty is well worth it to protect you against paying out-of-pocket for expensive fixes.
However, with so few details available, it’s hard to say whether a Jaguar extended warranty from the dealership is your best option for additional coverage. Based on the deductible information, we think it’s a good idea to look at third-party providers.
Recommended Extended Auto Warranty Providers
In our industry review of the best third-party extended auto warranties, Endurance, CARCHEX and CarShield came out at the top of the pack. When you get free quotes from all three, you can compare cost and coverage side-by-side for your Jaguar.
Endurance covers all Jaguars, while CARCHEX and CarShield only cover some Jaguar models, so be sure to check for your specific vehicle when starting the quotes process.
| Jaguar Extended Warranty | Endurance Extended Warranty | CARCHEX Extended Warranty | CarShield Extended Warranty | |
|---|---|---|---|---|
| Max Length of Coverage | Unspecified | 8 years/200,000+ miles | 10 years/250,000 miles | 300,000 miles |
| Number of Plan Options | 1 | 6 | 5 | 6 |
| Deductible | $100 – $250 depending on repair facility | $0 – $200 | $0 – $200 | $0 – $100 |
| Repair Network | Unspecified | Repair facilities certified by the National Institute for Automotive Service Excellence (ASE®) | More than 30,000 facilities nationwide | ASE-Certified® repair facilities |
| Availability | From local dealer | Free online quote | Free online quote | Free online quote |
Do You Need an Extended Auto Warranty?
All new cars come with some variation of a manufacturer’s warranty, which protects owners from paying for breakdowns due to defects in materials or workmanship. But what happens when your coverage expires? As a vehicle ages, repairs typically become more frequent and more severe – and, by that measure, more expensive. Without extended protection, drivers are stuck footing the bill themselves.
To know if you really need a Jaguar extended warranty, it helps to take a look at how reliable your vehicle is and the average cost of repairs you might encounter.
RepairPal gives Jaguar a reliability rating of 2.5 out of 5.0, ranking it 29th out of 32 for all car brands. Jaguar also came in 30th out of 32 brands in J.D. Power’s 2020 U.S. Vehicle Dependability Study™, which measures the number of problems drivers experience in the first three years of ownership.
On top of that, Jaguars can be pricier to fix than other vehicles. RepairPal estimates the annual average repair cost for Jaguar vehicles is $1,123, which is much higher than the $652 average for all vehicles.
Here are some of Jaguar’s most popular vehicles and their common repairs, with average costs according to RepairPal:
| Jaguar Model | Repair | Average Cost |
|---|---|---|
| Vanden Plas | Water pump replacement | $611 – $928 |
| Vanden Plas | Shock absorber replacement | $575 – $1,009 |
| XKR | Brake rotor replacement | $785 – $1,713 |
| XKR | Catalytic converter replacement | $2,472 – $2,508 |
| XJ8 | Brake pad replacement | $193 – $216 |
Jaguar Factory Warranty Coverage
Although its dependability is lacking, Jaguar has one of the longest warranties on the market, and we ranked it fifth in our comparison of new car warranties. This should give drivers peace of mind for at least the first few years of ownership. But beyond that, you may need a Jaguar extended warranty.
Factory coverage, called Jaguar EliteCare, includes the basics as well as some nice perks:
| Jaguar EliteCare Factory Warranty | Coverage Terms |
|---|---|
| New vehicle limited warranty (includes powertrain) | 5 years/60,000 miles |
| Complimentary scheduled maintenance | 5 years/60,000 miles |
| Battery (maintaining at least 70% capacity) | 8 years/100,000 miles |
| Corrosion protection | 6 years/unlimited miles |
| Roadside assistance | 5 years/60,000 miles |
| Adjustments | 12 months/12,000 miles |
The new vehicle limited warranty is comprehensive, but Jaguar does offer warranty details online. To see what exact parts are covered, contact your local authorized Jaguar retailer or consult the Passport to Service that came with your vehicle.
Jaguar Certified Pre-Owned Warranty Coverage
The manufacturer’s certified pre-owned (CPO) vehicles come with 7-year/100,000-mile bumper-to-bumper coverage. This is measured from the vehicle’s original in-service date, meaning you’re really getting an extra 2 years/20,000 miles of protection.
The CPO warranty includes roadside assistance, including towing to the nearest Jaguar dealer and trip interruption coverage for transportation, food and lodging if a covered repair takes more than a day. There’s no deductible for services covered under this warranty, and coverage is fully transferable to subsequent owners.
FAQ: Jaguar Extended Warranty
How long is the Jaguar warranty?
Jaguar’s new vehicle limited warranty, called Jaguar EliteCare, lasts for 5 years/60,000 miles.
Does Jaguar offer an extended warranty?
Yes, Jaguar offers a comprehensive-coverage extended warranty that includes the majority of parts covered in the manufacturer’s new vehicle limited warranty.
Are brakes covered under a Jaguar warranty?
The Jaguar warranty covers some braking components, but wear-and-tear items like brake pads are not covered.
What is covered under the Jaguar warranty?
The new vehicle limited warranty is comprehensive, but Jaguar does not have warranty details available online. To see what exact parts are covered, contact your local authorized Jaguar retailer or consult the Passport to Service that came with your vehicle.
Methodology
The Detroit Bureau collects data from every major car warranty provider to formulate rankings of the best warranty companies. Our in-depth rating system takes into account coverage, pricing, transparency, customer satisfaction and ratings from industry experts. Each provider is given a weighted score in five categories, as well as an overall score out of 10.0.
We recommend auto warranty companies based on these rankings, but we also encourage you to perform your own research and compare quotes to find the best coverage.
