As one of the most well-known extended car warranty companies in the nation, our experts wanted to conduct an in-depth Endurance warranty review to see how it compares to other top providers. We look at the company’s warranty coverage, costs and its claims process with the help of real customer reviews.
The best extended car warranty companies all have comprehensive plans and strong reputations for coverage on new cars and used cars. We’ll see how an Endurance auto warranty measures up against other top providers. You can use that information to help you make an informed decision about where to buy your next vehicle service contract.
Endurance Warranty Overview
Based in Northbrook, Illinois, Endurance is a direct provider of extended car warranties and has been in business for 15 years. The company is known for its solid reputation and vehicle service contracts that include a variety of benefits. Coverage is available in every state except California. Overall, Endurance warranty reviews are fairly positive.
|Overall Rating||9.6 / 10.0|
Endurance Extended Car Warranty Coverage
Endurance offers six levels of extended warranty coverage that last for up to 200,000+ miles. Coverage ranges from basic powertrain coverage to comprehensive, bumper-to-bumper protection for hundreds of components. Here‘s a look at the different coverage options available to drivers:
- Supreme Plan: Bumper-to-bumper exclusionary warranty that covers most components of your vehicle
- Superior Plan: Coverage for hundreds of stated components
- Secure Plus Plan: Powertrain plus plan that covers steering, electrical and braking systems
- Secure Plan: Most affordable plan focused on protecting essential components like the engine
- Select Premier Plan: Protection for high-mileage vehicles
- EnduranceAdvantage™: Covers mechanical breakdowns as well as maintenance, which is uncommon for an extended car warranty
Let’s take a closer look at some of the major components and systems included in each of the first five Endurance protection plans. Here’s what each plan covers:
|Select Premier||Secure||Secure Plus||Superior||Supreme|
The EnduranceAdvantage plan is unique in the industry in that it combines an extended warranty with regularly scheduled maintenance. There are three levels of coverage within the plan – Prime, Plus and Preferred. Each includes high-level stated-component coverage as well as maintenance for services such as oil changes, engine diagnostics and brake pad replacements.
When you set up your Endurance auto warranty, you can choose your deductible: $0, $50, $100 or $200. Sample contracts for each coverage plan are available online, and there is a waiting period of 30 days and 1,000 miles for coverage. This is to ensure Endurance doesn’t end up paying for any pre-existing conditions and is standard in the industry.
All Endurance car warranty plans come with roadside assistance, rental car reimbursement and trip interruption reimbursement. Each vehicle service contract also comes with one year of Endurance Elite Benefits, which is one of the biggest perks of coverage according to Endurance warranty reviews. After the first year, you can pay a fee to continue the membership. The program includes:
- Total loss protection up to $1,000
- 24/7 roadside assistance for services such as towing, lockouts and jumpstarts
- Collision discounts of up to $500 per covered collision
- Up to two tire repairs or replacements per year
- Key fob replacement
- Access to the Endurance Mobile app
Anytime you purchase a vehicle protection plan, make sure to read your contract in detail to make sure you understand what your warranty covers, including any exclusions or limitations.
Cost of Endurance
Endurance extended warranty costs are affordable for most drivers. When we reached out for quotes from Endurance, we were quoted $77.35 for 36 months for a 5-year/100,000-mile bumper-to-bumper extended warranty and $95.18 for 36 months for a 5-year/50,000-mile powertrain plus plan.
|Endurance Extended Warranty||Vehicle Profile||Coverage Term||Monthly Payment||Down Payment||Deductible|
|Supreme||2018 Toyota RAV4 with 30,000 miles||5 years/100,000 miles||$77.35 for 36 months||$166.55||$100|
|Secure Plus||2012 Chevy Equinox with 90,000 miles||5 years/50,000 miles||$95.18 for 36 months||$200.35||$100|
How much you pay for coverage depends on a variety of factors, including:
- Vehicle make, model, age and mileage
- Level of coverage
- Your location
Every Endurance warranty plan comes with a 30-day money-back guarantee.
How to Get a Quote and File a Claim
You can get an Endurance extended warranty quote online or over the phone. We called in to get the above quotes and found the experience to be fast and simple. Hold time was less than one minute, and the process took about 10 minutes in total. Endurance warranty reviews report positive customer service experiences and easy quotes, too.
Once you have purchased an extended warranty and need to file a claim, you can take your vehicle to any repair shop certified by the National Institute for Automotive Service Excellence (ASEⓇ). The mechanic will review your coverage with Endurance and receive authorization, and you will pay only your deductible for covered services.
Because Endurance is a direct provider of extended car warranties, the company will be involved throughout the claims process. There is no middleman that could cause a delay in claims servicing or payments.
Endurance Warranty Reviews
Endurance is one of the most reputable extended car warranty companies around. It holds a place on the 2019 Inc. 5000 – the most prestigious ranking of the nation’s fastest-growing companies – and sponsors Jarett Andretti of Andretti Autosport in the racing world. In recent years, Endurance has won multiple Stevie Awards for Great Employers.
At the time of publication, Endurance held a 4.3-star “Excellent” rating on Trustpilot based on hundreds of positive Endurance warranty reviews. The company’s Better Business Bureau (BBB) page had a 3.4-star rating from customers, and the BBB itself rates Endurance at a C+ due to promotional mailers sent out in the Chicago area that were confusing to consumers.
Endurance was really helpful with support and reachable always when needed. Recently filed a claim for my repair and Endurance paid $3,000 without any question and made all the talk with the workshop for the paperwork. Would recommend it to everyone.Ramalinga R. via BBB
In the past three years, Endurance has received more than 850 complaints with the BBB, but this is not abnormal for a warranty company of Endurance’s size. Many negative Endurance warranty reviews say that a vehicle component was not covered for repairs. This type of misunderstanding can be avoided if you make sure to read your extended warranty contract in full before signing up for coverage or within the 30-day free cancellation period.
I paid $3,000 for coverage, and when I [needed] my sunroof repaired, they denied and said because I installed shocks that aren’t original, all the vehicle is voided.Mike M. via BBB
Conclusion: Is Endurance Worth It?
Overall, we give Endurance a score of 9.6 out of 10.0. The direct provider has comprehensive coverage and competitive rates, and Endurance warranty reviews are overwhelmingly positive. We highly recommend an Endurance auto warranty for extended warranty coverage, which is why we named Endurance the Best Provider in the industry.
Whether Endurance vehicle protection is worth it to you depends on whether you prefer to pay for auto repairs out of pocket or by making small monthly payments toward an extended warranty. Consider the average annual cost of repairs for your vehicle and what you would do if you encountered a sudden, expensive repair. A warranty offers financial protection and peace of mind.
Endurance offers free quotes, so you can easily compare a personalized rate plan to quotes you get from other providers.
Our Picks for Best Extended Car Warranties
Although Endurance is our top choice for an extended warranty, it’s always a good idea to shop around and compare quotes. Anytime you shop for new coverage, we recommend getting at least three quotes so you can compare plans and costs side-by-side.
Below are two of our other top recommended providers for an extended auto warranty.
CARCHEX: Best for High-Mileage Cars
CARCHEX has been in the extended warranty business for 22 years and today offers coverage in every state in the U.S. We like CARCHEX for its impeccable reputation. The provider is partnered with industry leaders such as Kelley Blue Book and Edmunds.com, and CARCHEX has an A+ rating from the BBB.
CARCHEX coverage terms extend up to 10 years or 250,000 miles, so you can rest assured that your high-mileage vehicle will be covered for many miles. Our CARCHEX review found that prices are competitive, too, and CARCHEX customer service is top-notch.
To compare CARCHEX with Endurance, read our CARCHEX vs. Endurance review.
CarShield: Most Affordable
Among extended warranty providers, CarShield is the most popular by far. The company is endorsed by many celebrities and television personalities, including sportscaster Chris Berman, actor Ernie Hudson of Ghostbusters and actress Adrienne Janic of TLC’s Overhaulin’.
CarShield offers six levels of coverage, including one plan specifically for motorcycles and ATVs. Our CarShield review discovered that Carshield prices are some of the cheapest in the industry, with options for traditional financing and unlimited plans. If you’re looking for a low monthly payment, CarShield may be the best choice for you.
FAQ: Endurance Warranty Reviews
How much is an Endurance warranty?
When we requested an Endurance warranty quote for a 2018 Toyota RAV4 with 30,000 miles, we were quoted $77.35 for 36 months for a 5-year/100,000-mile bumper-to-bumper extended warranty. How much you pay for an Endurance warranty will depend on your vehicle and the level of coverage you choose.
How does an Endurance warranty work?
Endurance warranty services can protect your vehicle from unexpected, expensive repairs after your factory warranty expires. With an extended warranty from Endurance, you pay a small monthly fee for coverage and only a deductible when covered repairs are needed. Endurance takes care of the rest.
Is an Endurance warranty any good?
After reviewing the industry’s top extended warranty companies in areas such as reputation, coverage and price, we believe Endurance is the best choice. Overall, we give Endurance 9.6 out of 10.0 stars and recommend an Endurance warranty for comprehensive coverage and low monthly payments.
Do you have to take your vehicle to a dealership for repairs?
No, you can take your vehicle to any licensed repair shop certified by the ASE.
The Detroit Bureau collects data from every major car warranty provider to formulate rankings of the best warranty companies. Our in-depth rating system takes into account coverage, pricing, transparency, customer satisfaction and ratings from industry experts. Each provider is given a weighted score in five categories, as well as an overall score out of 10.0.
We recommend auto warranty companies based on these rankings, but we also encourage you to perform your own research and compare quotes to find the best coverage.