Despite being discontinued a few years ago, the Toyota Scion line-up remains one of the most popular on the road today. If you own this awesome daily driver, then you may be on the lookout for affordable Toyota Scion car insurance rates. If so, then you are in the right place.
In our guide below, we’ll help you find affordable coverage for your Scion. If you want to skip over the particulars and start comparing car insurance quotes right away, our free and convenient rate comparison tool will connect you with multiple providers in just a few minutes. You can even buy insurance online in a few easy steps.
Our experts have compared the nation’s best car insurance companies, including companies like Allstate, State Farm, USAA, Progressive and GEICO. We have done the hard work so that you can know that you are partnering with a great company.
Average Cost of Car Insurance for a Toyota Scion
Unfortunately, the entire Scion line-up was discontinued in 2016. However, there are still plenty of these vehicles on the road and available for sale in the used car market. Read on to see how Scion insurance costs stack up against the industry average.
According to the Insurance Information Institute, the average cost of auto insurance coverage in 2018 was $1,056.55. The cost of your auto insurance policy will vary by state. For example, the cost of coverage in Louisiana was $1,545.82 that same year, which was the highest in the nation.
When it comes to insuring your Toyota Scion, you can expect to pay a bit more than the average for your state. Even if you have a clean driving history, Scion auto insurance coverage tends to be higher than the national average. This is due to several concerns about the safety of the Scion, which we have outlined below.
What Affects Car Insurance Costs for a Toyota Scion?
There are several factors that will influence the cost of your Toyota Scion car insurance rates. These include:
- Age
- Gender
- Location
- Marital status
- Credit score
- Driving record
- Annual miles driven
- Years of driving experience
While all of the factors outlined above will impact your insurance rates, your driving record is one of the most important. If you want cheap car insurance, then it is important that you maintain a clean driving record. This means avoiding at-fault accidents and traffic infractions. You may also be eligible to complete a safe driving course to further increase your savings.
How Toyota Scion Safety Features Affect Auto Insurance Rates
Your Toyota Scion’s safety features are among the factors that can impact your auto insurance rates. The Insurance Institute for Highway Safety conducts crash testing and assigns ratings based on a vehicle’s performance. Some of the earlier Scion models did not fare too well when tested for crash safety. This particular poor performance in testing often results in higher insurance premiums.
Toyota corrected these issues with most of its later models, which then helped to curb high insurance rates for Scion cars.
Many insurance companies offer discounts if you own a vehicle with enhanced safety features, such as side airbags, anti-lock brakes, and anti-theft devices. If your Scion is a more recent model, then you are likely eligible for some of these discounts.
How Do Toyota Scion Car Insurance Rates Compare to Other Vehicle Brands?
Toyota Scions tend to be more expensive to insure because of their lower safety ratings. This is especially true for the earlier models. However, even the later Scion models will usually cost a bit more to insure when compared to other vehicles.
For example, the average cost of insuring a vehicle in Louisiana is $128.75 per month. This figure includes a policy with liability, collision, and comprehensive coverage. For comparison, the average cost of insurance for a Toyota Scion in Louisiana is a staggering $207 per month.
Keep in mind that this number includes drivers with bad records, so your rates will vary. However, it is necessary to note that neither figure above was for full coverage auto insurance. Instead, both estimates focused on policies with liability insurance, collision, and comprehensive coverage.
How Can I Save on My Toyota Scion Car Insurance Rates?
Perhaps the best way to save money on your Toyota Scion car insurance rates is to take advantage of various discounts. When you are comparing quotes, make sure to pay close attention to the discounts that are being offered. This includes offerings such as safe driver, multi-policy, and homeowner discounts.
Shop around until you find the best combination of value and coverage. Doing so will ensure that you maximize your savings while also protecting yourself when you’re out on the road.
We recommend sticking with reputable providers and avoiding fly-by-night insurance agencies. These agencies may offer slightly cheaper coverage, but the policies are often extremely limited. The adage “you get what you pay for” comes to mind.
Our Recommendations for Auto Insurance
When you are shopping for Toyota Scion car insurance rates, it is essential that you obtain multiple quotes. Doing this can spell the difference between getting a great deal or overpaying for car insurance coverage. While there are several ways to compare quotes, our free tool below is one of the easiest.
Within minutes, you can obtain quotes from some of the nation’s top providers, like Progressive, GEICO, and State Farm. If you would like to try it out, all you need to do is enter your zip code to get started. You can also read on to see what our experts had to say about a few of these great companies.
GEICO: Best Overall
When it comes to the world of auto insurance, virtually every driver has heard the name GEICO. While the company is best known for the series of commercials that feature an all-too-convincing reptile, GEICO also provides excellent coverage options. In fact, we rated it as the “Best Overall” insurer.
GEICO has tons of coverage options, including mechanical breakdown and rideshare insurance. Rideshare coverage is vital if you are making deliveries or picking up passengers in your Toyota Scion.
State Farm: Best Student Discounts
State Farm did not top GEICO in our expert review, but the market leader is still known for offering quality, comprehensive coverage. It earned the “Best Student Discounts” designation and is our top recommendation for teen auto insurance. State Farm earned a cumulative score of 8.5 out of 10.
If you are a student or have teens on your coverage, State Farm may be a great option. It offers good grades discounts and many other cost-saving opportunities.
FAQ: Auto Insurance for a Toyota Scion
Why are some Toyota Scion models more expensive to insure than others?
The exact safety features on a Toyota Scion vary by year. Certain model years performed better on crash tests, which made these versions cheaper to insure. If you own one of the model years that performed poorly, this will cause your insurance premium to be higher.
Are Toyotas expensive to insure?
Some Toyotas tend to be a bit more expensive to insure when compared to other brands. This is because certain models — including some of the earlier Scions — do not have good safety ratings. The lower a vehicle’s safety rating is, the more expensive it is to insure.
Is the Toyota Scion expensive to maintain?
No, the Toyota Scion is incredibly affordable to maintain. According to RepairPal, the average cost of annual maintenance on the Scion tC is only $430. While the numbers vary slightly for other models, all are fairly cheap to upkeep.
How does my driving record affect my Toyota Scion car insurance rates?
Many factors will influence your Toyota Scion car insurance rates. However, your driving record will have the biggest impact. If you have a history of at-fault accidents, traffic infractions, or both, your rates will likely be higher than those of someone with a clean driving record.
Methodology
The Detroit Bureau collects data from every major car insurance provider to formulate rankings of the best insurers. Our in-depth rating system takes into account market share, coverage, auto insurance rate estimates generated by Quadrant Information Services, customer satisfaction and ratings from industry experts. Each insurer is given a weighted score in four categories, as well as an overall score out of 10.0.
We recommend auto insurance companies based on these rankings, but we also encourage you to perform your own research and compare quotes to find the best coverage.
