Affiliate Disclosure


Extended warranty contracts help you finance repair bills after a mechanical failure. Drivers can use Platinum Auto Warranty as a tool for finding the lowest-priced coverage for their extended warranty needs.

Platinum Auto Warranty does not underwrite or administer extended vehicle service contracts. Instead, it acts as a marketplace to compare coverage from multiple providers. 

Our review team has researched the best extended car warranty companies in the industry, taking a look at customer reviews, plan options and warranty costs to help drivers determine the best options for their vehicles. See if Platinum Auto Warranty is a good tool for comparison shopping for extended auto warranties, then get a few free quotes from top providers below.

Best Extended Car Warranty Companies
We reviewed every major warranty company for coverage, affordability and more. Here are our recommendations.
Best Provider Runner-Up, Best Provider Most Affordable
Endurance CARCHEX CarShield
Editor’s Rating: Editor’s Rating: Editor’s Rating:
★★★★★ ★★★★½ ★★★★½
Get Quote Get Quote Get Quote
(877) 374-1840 (866) 254-0205 (800) 563-2761


Table of Contents:



Is Platinum Auto Warranty Coverage Worth It?

Platinum Auto Warranty is a warranty marketplace. This means that it is a tool to shop for and compare extended car warranties. The company does not sell or administer extended car warranties itself. Platinum Auto Warranty users are able to submit their vehicle information and agree to be contacted with multiple warranty options by phone or email.

While it’s easy to compare options using Platinum Auto Warranty, you still need to conduct research on companies after getting quotes, and you may be contacted several times from various warranty providers.



Platinum Auto Warranty Coverage

As Platinum Auto Warranty does not sell contracts directly to consumers, the company’s website does not offer coverage details. After you submit your vehicle information, you may be contacted by warranty providers offering plans that range from basic powertrain warranties to full-coverage exclusionary contracts. 

Powertrain warranties cover the most important vehicle components, including the engine, transmission and drive axle. Many companies also offer enhanced powertrain warranties that add coverage for other major parts like the suspension, air conditioning and brakes.

Exclusionary, bumper-to-bumper warranties cover most major vehicle components, except for some non-covered parts. Typical exclusions include:

  • Wiper blades
  • Headlights
  • Bumpers
  • Exterior trim
  • Upholstery
  • Brake pads
  • Routine maintenance
  • Damage caused by misuse, neglect, collisions or acts of nature



Cost of a Platinum Auto Warranty Contract

Platinum Auto Warranty is a free service intended to help drivers get the best deal on coverage. The cost of your actual warranty contract will depend on the provider you choose. It will also depend on factors such as:

  • Your vehicle make, model, age and mileage
  • The level of coverage you choose
  • The length of coverage you choose
  • The deductible you choose
  • Your location

A typical extended car warranty can cost anywhere from $800 to $4,000 depending on the factors described above. On average, exclusionary contracts cost $489 per year of coverage. This means a five-year contract might cost around $2,445.

Coverage costs will be higher for high-mileage vehicles and luxury models.



How to Get a Quote and File a Claim

After submitting your information on the Platinum Auto Warranty website, you will receive emails and phone calls from extended warranty providers that will try to sell you on their contracts. It’s important to research all of the options you’re presented before making a decision on coverage.

Once you choose your coverage and sign a contract, the process to file a claim will depend on your provider. Most providers work more or less the same.

When a breakdown occurs, customers take their vehicles to a licensed repair shop. Usually, repairs must have prior authorization, so the repair facility must perform a diagnosis and contact the warranty administrator before beginning any mechanical work. If the repair is covered, the administrator will pay the repair facility, and you’ll only be responsible for paying your deductible.



Platinum Auto Warranty Reviews

Platinum Auto Warranty does not have a Better Business Bureau (BBB) profile, nor does it have a Trustpilot page, despite including screenshots of Trustpilot reviews on its website.

If you use Platinum Auto Warranty’s quote service, be sure to research the reputation of all providers that reach out to you before purchasing a contract.



Our Verdict on Platinum Auto Warranty

Platinum Auto Warranty may save you time by having multiple companies contact you instead of you reaching out to them. However, this may lead to many unsolicited calls, texts and emails, and you’ll still need to research the providers before signing a contract.

It may actually save you more time to look into the most reputable extended car warranty companies upfront, then contact providers directly for free quotes. Read on to learn more about our highest-rated extended warranty providers and start getting quotes.



Our Picks for Best Extended Car Warranties

When shopping for the best extended car warranty, price is one of the most important factors, but it isn’t the only factor. You’ll also want to consider different providers’ coverage options, customer service reviews and reliability ratings. 

There are plenty of extended car warranty companies on the market, but not all of them will reliably and quickly pay out claims. Based on our extensive research, two of the top extended car warranty companies to consider are Endurance and CARCHEX.

Endurance: Best Provider

Endurance extended warranties offer the most comprehensive coverage and benefits of any vehicle protection plan on the market. Contracts are available for vehicles up to 8 years or up to 200,000+ miles.

We asked Endurance to supply a quote on its exclusionary Supreme plan for a 2018 Toyota RAV4 and were offered the following terms:

  • Term Length: 5 years/100,000 miles
  • Financing: $77.35 for 36 months
  • Down Payment: $166.55
  • Deductible: $100.00
  • Total Cost: $2,951.15

Learn more in our complete Endurance warranty review. To reach out for your own risk-free Endurance quote, click below.

Best Provider

Editor’s Rating:


Industry leader that offers no-interest payments of 12-24 mo.

Get Quote

(877) 374-1840


CARCHEX: Runner-Up, Best Provider

CARCHEX has some of the lowest-cost options of any of our top-rated providers. The company has great plans for high-mileage vehicles and offers contracts for vehicles up to 10 years old or with up to 250,000 miles.

When we asked CARCHEX for a quote on a Titanium Plan (the highest level of coverage) for a 2018 Toyota RAV4, we were offered the following terms:

  • Term Length: 7 years/125,000 miles
  • Financing: $190 for 18 months
  • Down Payment: $342.00
  • Deductible: $100.00
  • Total Cost: $3,420.00

Read more about coverage in our full CARCHEX review. For a free, personalized quote from CARCHEX, click below.

Runner-Up, Best Provider

Editor’s Rating:


Offers comprehensive service and covers vehicles with over 100,000 miles

Get Quote

(866) 254-0205




The Detroit Bureau collects data from every major car warranty provider to formulate rankings of the best warranty companies. Our in-depth rating system takes into account coverage, pricing, transparency, customer satisfaction and ratings from industry experts. Each provider is given a weighted score in five categories, as well as an overall score out of 10.0.

We recommend auto warranty companies based on these rankings, but we also encourage you to perform your own research and compare quotes to find the best coverage.

Don't miss out!
Get Email Alerts
Receive the latest automotive news in your inbox!
Invalid email address
Send me emails
Give it a try. You can unsubscribe at any time.

Pin It on Pinterest

Share This