Progressive earns an 9.0 out of 10.0 and our Best for High-Tech Drivers award due to its affordable prices and flexible options for certain driver profiles
Progressive Insurance Reviews
Updated:
Feb 3, 2024
Key Takeaways:
- Progressive ranks 9th out of the 130 insurance providers we reviewed due to their widespread availability, plentiful coverage options, and great industry reputation.
- A full-coverage car insurance policy with Progressive costs an average of $2,030 per year, while minimum liability coverage averages $697 per year for good drivers.
- Insurance from Progressive tends to be more expensive than average, but most customers tend to be satisfied with their services and policy coverages.
Progressive has been in business for over 85 years, and today it’s a one-stop shop for a variety of insurance products, including home, pet and life insurance. According to the National Association of Insurance Commissioners (NAIC), Progressive is the second-largest provider of auto insurance in the U.S., with 14% of the market share. You have the option to work with one of their 38,000 agents or purchase a policy online with Progressive Direct.
We rate Progressive as one of the best car insurance companies of 2024. In our Progressive insurance review, we at the MarketWatch Guides team break down the provider’s auto, home and life insurance rates and coverage options. We also explore who Progressive might work best for and compare it to other popular insurers.
Compare Car Insurance Rates
Get matched with a top provider and compare instant quotes in just a few clicks
Secure. Fast. Free.
Progressive Car Insurance Review
Our team recognizes Progressive as the best option for tech-savvy drivers and received a score of 9 out of 10. The company has a large amount of coverage options, decent customer service and good standing in the industry. As a larger insurer, Progressive is also available to all drivers in the U.S. and has flexible purchase options online or with an agent.
Pros and Cons of Progressive Auto Insurance
Here are the pros and cons of purchasing a Progressive policy:
Progressive Insurance Rating
The overall rating from our review team is based on performance across five key areas: reputation, availability, coverage, cost and customer experience. Below is the breakdown of Progressive’s scores in each category:
| Rating Category | Score (Out of 10) |
| Industry Standing | 9.5 |
| Availability | 10 |
| Coverage | 9.5 |
| Cost | 7.8 |
| Customer Experience | 8.7 |
| Overall Rating | 9 |
*Ratings are determined by our editorial review team. Learn more about our scoring methodology below.
Is Progressive Insurance Good?
Purchasing a Progressive car insurance policy can be worth it for many drivers. The insurer has a wide selection of auto insurance policies and add-on coverage options, although Progressive insurance reviews from customers are mixed. However, if you are a high-risk driver, you can find some of the best rates with the company along with a large array of discounts available to all customers.
Progressive Insurance Ratings
Below you can review rating scores from reputable research agencies:
- J.D. Power 2023 Insurance Company Rating: Progressive was just below the industry standard in all regions, sitting around 10 points under the national average.
- J.D. Power 2023 Insurance Claims Satisfaction: Similar to their overall ratings in the United States, Progressive sat just below the industry average by 8 points with a score of 870 out 1000.
- NAIC Insurance Claims Complaints Index: Progressive earned a score of 1.97 which is .97 points above the national average. Even considering that they are a large insurer, this number shows lower customer satisfaction with their claims process.
- AM Best Financial Strength Rating: Progressive has a A+ (Superior) score for financial strength, which speaks well to their ability to pay claims.
Progressive Insurance Comparison
Below you can see how Progressive compares to large insurers:
| Comparison | Progressive Insurance Rating vs. Competitors | The Bottom Line |
| Progressive vs. Geico | 9 vs. 9.1 | Geico has better overall pricing that beats Progressive’s insurance offerings. |
| Progressive vs. Liberty Mutual | 9 vs. 9.1 | While comparable, Liberty Mutual has a slightly lower pricing in the insurance industry. |
| Progressive vs. State Farm | 9 vs. 9.4 | State Farm has better overall pricing and customer service, which makes it a good pick over Progressive. |
| Progressive vs. Allstate | 9 vs. 8.8 | Progressive has a slight edge over Allstate when it comes to insurance rates and add-on coverage options. |
| Progressive vs. USAA | 9 vs. 9.2 | While USAA is the best choice for military members and their families, Progressive has good, well-priced coverage options for non-military families. |
| Progressive vs. Farmers | 9 vs. 8.6 | When it comes to overall insurance services, pricing and coverage, Progressive wins over Farmers. |
| Progressive vs. AAA | 9 vs. 8.6 | While AAA offers better customer service, Progressive is more widely available. |
| Progressive vs. Nationwide | 9 vs. 9.1 | Nationwide beats Progressive in pricing and customer service. |
Progressive Car Insurance Cost
Our rate estimates show 35-year-old drivers with good credit and clean driving records pay $2,008 a year or $627 a month for full-coverage insurance. With Progressive, full coverage is $2,030 per year or $169 per month on average. While this is slightly more expensive than average national costs, your pricing may vary depending on a variety of factors. To help you decide if Progressive car insurance costs are worth it, we’ve provided sample quotes and cost comparisons to major providers below.
Why Is Progressive Insurance So Cheap?
Progressive insurance is not the cheapest auto insurer and is typically only cheaper than average for those with a DUI or other higher risk factors on their record. However, for good drivers, Progressive is not cheap compared to other insurers. Out of the insurers we compared, Progressive ranks 53 out of 130 for pricing.
Progressive Full-Coverage Car Insurance Cost Vs. Competitors
Progressive full-coverage car insurance is only 1% more expensive than the national average of $2,008 yearly. Below you can compare quotes from the company and their competitors:
| Provider | Average Monthly Cost Estimate | Average Annual Cost Estimate |
| USAA | $126 | $1,512 |
| Erie Insurance | $122 | $1,458 |
| Nationwide | $119 | $1,433 |
| Geico | $133 | $1,596 |
| Auto-Owners Insurance | $135 | $1,619 |
| State Farm | $138 | $1,657 |
| American Family | $154 | $1,851 |
| Progressive | $169 | $2,030 |
| Travelers | $133 | $1,595 |
| Allstate | $216 | $2,598 |
*All quotes are based on the profile of an unmarried 35-year-old driver with good credit, a clean driving record and a 2022 Toyota Camry.
Read more: Cheapest full-coverage vehicle insurance
Progressive Liability Car Insurance Cost Vs. Competitors
Progressive liability-only car insurance costs 11% more than the national average, which is $697 a year, making it a slightly more expensive provider than most. The table below include average costs for leading providers to highlight how Progressive’s costs compare:
| Provider | Average Monthly Cost Estimate | Average Annual Cost Estimate |
| Auto-Owners Insurance | $30 | $358 |
| USAA | $32 | $387 |
| Erie Insurance | $33 | $390 |
| Geico | $38 | $461 |
| State Farm | $44 | $523 |
| Nationwide | $44 | $531 |
| Travelers | $54 | $648 |
| Progressive | $58 | $697 |
| American Family | $67 | $810 |
| Allstate | $71 | $854 |
*All quotes are based on the profile of an unmarried 35-year-old driver with good credit, a clean driving record and a 2022 Toyota Camry.
Read more: Cheapest liability-only vehicle insurance
Progressive Car Insurance Quotes
Your car insurance prices depend on a variety of factors, and the Progressive rates you receive may not reflect the estimates below. If you’re looking for car insurance with low credit, you’ll pay more for car insurance unless you live in California, Hawaii, Massachusetts or Michigan. And if you have a poor driving record or are a young driver, your insurance options will be more expensive.
Below, we’ve broken down car insurance quotes by age, driving profile and state for you to get an idea of what Progressive car insurance may cost for you.
Progressive Auto Insurance Rates For Teens
Progressive full-coverage car insurance for teens tends to be pricey, at up to almost five times more expensive for the age group of 16 to 19 than it is for a 35-year-old driver. The national average cost for a 16-year-old’s full-coverage insurance is $7,581. Below are monthly and annual average teen rates for full coverage from the company:
| Age | Progressive Average Monthly Cost Estimate | Progressive Average Annual Cost Estimate |
| 16 | $845 | $10,139 |
| 17* | $788 | $9,457 |
| 18* | $651 | $7,812 |
| 19* | $355 | $4,258 |
*These averages were found from 2022 data.
Progressive Auto Insurance Rates For Young Adults
Progressive car insurance rates for young adult drivers sits around 4% less expensive than the national average, which is $2,336 for 25-year-olds. Below you can compare average costs for 21 and 25-year-olds:
| Age | Progressive Average Monthly Cost Estimate | Progressive Average Annual Cost Estimate |
| 21* | $239 | $2,872 |
| 25 | $187 | $2,243 |
*These averages were found from 2022 data.
Progressive Auto Insurance Rates For Adults
For adults aged 35-55, Progressive car insurance prices are about the same as the national average. Below you can compare quotes for this age grouping:
| Age | Progressive Average Monthly Cost Estimate | Progressive Average Annual Cost Estimate |
| 35 | $169 | $2,030 |
| 45 | $159 | $1,904 |
| 55 | $140 | $1,679 |
Progressive Auto Insurance Rates For Seniors
Progressive is not the cheapest auto insurance for seniors but sits at around 3.43% cheaper than the national average. Below are rates for seniors aged 65-75:
| Age | Progressive Average Monthly Cost Estimate | Progressive Average Annual Cost Estimate |
| 65* | $131 | $1,566 |
| 75* | $156 | $1,872 |
*These averages were found from 2022 data.
Progressive Auto Insurance Rates by Driver Profile
Car insurance with a speeding ticket, accident, bad credit or DUI/DWI can be more expensive. Progressive offers lower rates for those with DUIs than the national average, but is more expensive for those with other driver profiles. Here are a few full-coverage rate estimates from Progressive for low and higher-risk car insurance policies:
| Driver Profile | Progressive Monthly Average Cost Estimate | Progressive Average Annual Cost Estimate | National Average Annual Cost Estimate |
| 35-year-old driver with good credit and driving history | $169 | $2,030 | $2,008 |
| 35-year-old with one speeding ticket | $212 | $2,541 | $2,508 |
| 35-year-old driver with poor credit | $331 | $3,977 | $3,829 |
| 35-year-old driver with a recent single vehicle accident | $254 | $3,052 | $2,919 |
| 35-year-old driver with a DUI | $212 | $2,548 | $3,431 |
Progressive Car Insurance Discounts
The number of available auto insurance discounts at Progressive is comparable to what you’ll find with other top insurers. However, Progressive has a few more options than some competitors when it comes to savings based on how you pay for your policy.
To help consumers save money on car insurance premiums, Progressive offers several discount opportunities:
| Progressive Discount | Discount Description |
| Multi-policy discount | Get a discount for bundling two or more policies with Progressive. |
| Multi-car discount | Save on your policy (12% on average) when you have more than one vehicle listed on your policy. |
| Continuous insurance discount | Receive a discount if you have been continuously insured, whether with Progressive or another auto insurance provider. |
| Snapshot safe driver discount | Earn a discount on your policy based on how safely you drive. |
| Teen driver discount | Get a discount when you add a teenage driver to your policy. |
| Good student discount | Lower your insurance premium (10% on average) by adding a full-time student who maintains a “B” average or better. |
| Distant student discount | Save on your policy if you have a student who is 22 or younger, lives more than 100 miles away from home and does not use their car. |
| Homeowner discount | Receive a discount for being a homeowner, regardless of whether or not your home is insured through Progressive. |
| Online quote discount | Lower your premium (7% on average) by getting a Progressive car insurance quote online. |
| Sign online discount | Earn a discount (around 9%) by signing documents online. |
| Paperless discount | Get a discount by opting to receive your documents via email. |
| Pay-in-full discount | Save on your premium by paying your policy in full up front. |
| Automatic payments discount | Lower your premium by setting up automatic payments from your checking account, credit card or debit card. |
Progressive Snapshot Discount
If you’re looking for a plan tailored to your driving, you can try Progressive’s Snapshot program which claims to save an average of $231 per year for drivers. The insurer will track your driving habits through the Snapshot app or a plug-in device for a period of time after you sign up. Depending on how safe you are on the road, you may get a car insurance discount.
Read more: Best car insurance apps
Progressive Auto Insurance Quote
To receive a quote from Progressive for auto insurance or any other type of coverage, you can go online to receive pricing or contact your local agent. In either case, you’ll need basic personal information like your birthdate, your vehicle details (make, model, mileage) and the coverage level you want. From there you’ll be able to solidify how you want to pay, whether you want to bundle or have any add-ons and finalize the process.
Progressive Car Insurance Coverage
Progressive offers the following standard types of auto insurance coverage:
- Liability auto insurance (covering property damage and bodily injury)
- Vehicle collision insurance
- Comprehensive insurance
- Medical payment coverage (MedPay)
- Personal injury protection coverage (PIP)
- Uninsured/underinsured driver coverage
Progressive Auto Insurance Coverage Options: Add-ons
In addition to the standard coverage types listed above, you can also get these extra coverage options from Progressive:
| Progressive Coverage | Description |
| Roadside assistance | Progressive roadside assistance covers jump-starts, spare tire installation, fuel delivery, lockout assistance and towing. |
| Rental car reimbursement | This option covers rental car fees at up to $60 per day in the event of a covered accident. |
| Loan/lease payoff | If your car is totaled, this coverage can pay the difference between your car’s actual cash value and the amount you still owe on your loan or lease. Some providers refer to this insurance policy as guaranteed asset protection, known as gap insurance. |
| Custom parts and equipment value | This policy covers aftermarket accessories such as audio systems, navigation systems and custom paint. |
| Rideshare coverage | Rideshare insurance covers you while you are between rides when working for a rideshare or delivery service. Availability varies by state. |
| Pet coverage | Progressive offers pet injury insurance on comprehensive plans. |
| Deductible savings bank | This option will decrease your deductible by $50 for every six-month term you go without an accident or violation. |
Progressive Insurance Claims
Progressive customers can file a claim online, through the mobile app or by calling (800) 776-4737. A claims adjustor will then inspect your vehicle and write a repair estimate. You can then choose to have repairs performed at a repair facility in Progressive’s preferred network or receive payment for the cost of repairs. If you use a facility in Progressive’s network, your repairs are guaranteed for as long as you own or lease the vehicle.
Read more: How to file insurance claims
Progressive Insurance Customer Reviews
Our team identified a strong focus on personal connections at Progressive, as many customer reviews mention helpful and understanding service agents. While the insurer has stellar financial health, some negative reviews mention that Progressive’s offerings aren’t as reliable as those from other car insurance companies.
We reached out to Progressive for a comment on these reviews, but received no response.
Progressive Auto Insurance Customer Satisfaction
In Aug. 2022, our team conducted a nationwide car insurance satisfaction survey that polled nearly 7,000 people. Of those who participated, almost 17% stated they had a Progressive car insurance policy. Here’s an in-depth look at how customers rate Progressive compared to the overall average from our survey:
| Ratings Category | Score (Out of 5) |
| Overall Satisfaction Score | 4.1 |
| Affordability | 3.7 |
| Discounts | 3.7 |
| Coverage | 3.9 |
| Shopping | 4 |
| Website | 3.9 |
Progressive Insurance Claims Reviews
Our survey found that 31% of respondents with a Progressive policy have filed a claim, while 69% have not. We discovered that most respondents were happy with the customer service during the claims process, giving Progressive a 4.1-star rating out of 5. Respondents also gave the company a 4-star rating for satisfaction with the claim outcome or settlement.
Progressive Insurance Reviews BBB
While Progressive scored just below average in recent J.D. Power studies, the insurer holds a B rating from the BBB. Customers on the platform, however, give Progressive 1 out of 5 stars. Positive Progressive insurance reviews talk about the company’s quick claims process and helpful and understanding customer service agents. On the other hand, negative reviews say some agents lack professionalism and claims can take a long time to resolve.
We reached out to Progressive for a comment on the negative customer reviews, but received no response.
Progressive Insurance Reviews Reddit
You’ll find plenty of auto insurance discussion threads on the news aggregator site Reddit. We found a variety of Progressive reviews from Reddit users, mostly focusing on the speed of the claims process. Many positive reviews of the company also focused on its low rates. Negative reviews on Reddit usually concern rates increasing at renewal time.
We reached out to Progressive for a comment on these reviews, but received no response.
Progressive Auto Insurance App Reviews
When it comes to the mobile experience, drivers leave largely positive reviews. The Progressive app has a 4.8-star rating out of 5 in the Apple App Store backed by over 230,000 customer reviews and a 4.6-star rating on Google Play from more than 116,000 customers.
Progressive Homeowners Insurance
Our research shows Progressive offers affordable home insurance. While they don’t offer the cheapest homeowners policies, they are a decent option. Below, we’ll go into detail on costs, coverage and our thoughts on choosing the insurer for homeowners protection. Regardless of which provider you choose, we recommend comparing multiple quotes to find the best deal.
Progressive Home Insurance Cost
Progressive home insurance costs can be expensive, ranging from $3,247 to $8,910 on average for a $350,000 home for a single owner. However, your quotes may vary based on your location, home size, credit score, claims history and more. To help you see what Progressive homeowners insurance may cost for your particular home, we’ve highlighted sample quotes below.
Progressive Home Insurance Quotes
We reached out to Progressive for home insurance quotes to give you an idea of how much coverage can cost:
| Location | Home Square Footage | Monthly Cost | Total Cost Per Year |
| McKinleyville, Calif. | 1,344 square feet | $69 | $829 |
| Charlotte, N.C. | 1,595 square feet | $76 | $914 |
| Marlton, N.J. | 1,706 square feet | $81 | $979 |
| Mechanicsburg, Pa. | 2,144 square feet | $57 | $688 |
| Schertz, Texas | 2,346 square feet | $143 | $1,716 |
| Richmond, Va. | 2,112 square feet | $79 | $954 |
*Each of the home insurance quotes listed above are for single family homes, a $1000 deductible and comprehensive coverage.
Progressive Home Insurance Discounts
Progressive offers several discounts to help lower the cost of your home insurance premium. Discounts include:
| Progressive Home Insurance Discount | Discount Details |
| Bundle home and auto | You can save up to 7% on your policy when you bundle home and auto insurance with Progressive. |
| Safety and alarms discount | You may be eligible for a discount if your home has burglar or fire alarms. Discounts are also available for other safety features, including automatic sprinklers and security systems. |
| Quote in advance | You can get a discount for shopping at least 10 days before your policy starts. |
| New purchase | You may earn a discount if you’re purchasing a new home or switching from a current renters policy. |
| Receive documents by email | If you receive your policy documents through email, you qualify for this discount. |
| New home construction | If your home is new or under construction, you could get a discount on your premium. |
| Pay-in-full discount | Paying for your 12-month home insurance policy up front may earn you a discount. |
What Factors Affect Home Insurance Costs?
Your home insurance quote from Progressive will be based on various factors, such as your location, claims history and property details. Here are a few key factors that go into deciding how much you’ll pay in home insurance costs:
- Location: Your state and ZIP code factor into how much you’ll pay for your home insurance premium. States near coastal areas or those prone to natural disasters tend to have the highest rates.
- Claims history: Homeowners who filed a claim in the past three to five years can expect to see higher home insurance rates. Speak to a Progressive representative to get a more accurate home insurance estimate and explain why you filed a claim.
- Property details: Homes that have special features such as a pool may have higher home insurance premiums. Many home insurance companies view special features as an added liability risk to the insurer.
- Coverage needs: If your home has a high value, you can expect to see a spike to your home insurance premium. A higher dwelling limit is often needed with more expensive homes to combat the cost of repairs or a rebuild following a disaster.
- Deductible: Homeowners will have a higher insurance premium if they choose a lower deductible. If your budget allows, you can raise your deductible to ensure lower rates.
Progressive Home Insurance Coverage
Home insurance policies provide financial protection to cover the cost of losses to your home and personal property after a covered event, such as a natural disaster or theft and vandalism.
Progressive offers the following standard types of home insurance coverage.
| Progressive Home Insurance Coverage | Description |
| Dwelling coverage | This insurance pays for damage to your home and anything permanently attached to it, such as your garage, roof, chimney, countertops and cabinets. |
| Other structures coverage | This protects other structures on your property, including unattached garages, gazebos, decks, patios, sheds and fences. |
| Personal possessions coverage | This covers your belongings if they’re stolen or damaged. This can include electronics, furniture, clothes and tools/power equipment. Items are covered even if they aren’t directly stored in your home. |
| Loss of use | If your home is damaged from a covered loss and you can’t stay there, this insurance covers a hotel, rent and food expenses. |
| Personal liability | Personal liability coverage pays for a lawyer and court fees if someone sues you or a family member you live with for injuries or damage to their property. |
| Medical payments | This insurance coverage pays for medical bills if someone else is hurt at your home or on your property. |
Read more: What do homeowners insurance policies cover?
Progressive Home Insurance Options: Add-ons
Homeowners can also add the following coverages to customize their policy:
- Water back-up: This covers water damage from backed-up sump pumps and sewer systems.
- Personal injury: This add-on option covers your legal fees and additional damages from slander or libel lawsuits, lawsuits against you for wrongful entry or malicious prosecution and wrongful eviction.
Progressive Home Insurance Review
Progressive ranks close to the top 10 for the best homeowners insurance in 2024 and our research team rated them a 4.53 out of 5, also naming them Our Pick For Bundling. While Progressive can be expensive for some, their wide range of discounts, benefits and coverage options makes them a worthwhile choice. Its customer service is also strong and the company has a great reputation in the industry.
However, we recommend not limiting yourself to just getting Progressive quotes when buying home insurance. We’ve provided a free tool and reviews of our top providers for you to get started:
- Liberty Mutual home insurance
- Allstate home insurance
- Farmers home insurance
- State Farm home insurance
- Nationwide home insurance
- Erie home insurance
- USAA home insurance
- American Family home insurance
Progressive Renters Insurance
Progressive is one of our best rated renters insurance companies in 2024 because of its good coverage and affordable options. Below, we’ll go into more detail about their costs and coverage, and we’ll summarize our thoughts about buying a policy from the company.
Progressive Renters Insurance Cost
The average price of renters insurance from Progressive is around $15.42 a month, which is slightly above the national average of $15. However, pricing may change based on your coverage level and available discounts. We recommend that you compare renters insurance quotes at multiple coverage levels to see which is right for you.
Progressive Renters Insurance Coverage
Progressive coverage plans for renters can come with these protections:
| Progressive Renter Coverage | Coverage Details |
| Personal property | If your belongings or other parts of your property are damaged from accidents, you’re covered up to a certain amount. |
| Loss of use | If you are displaced from your rental, this coverage provides you with payment for temporary living expenses. |
| Personal liability | Covers cost for damages incurred by guests or their property in your rental. |
| Medical payments | Pays for the cost of medical bills from accidents on your property. |
Read more: What does renters insurance cover?
Progressive Renters Insurance Add-ons
In addition to the coverages mentioned above, you can also include water backup and personal injury protection.
Progressive Renters Insurance Review
Progressive renters insurance earned a score of 4.9 out of 5 stars for their availability around the country, reasonable rates and many discount options. They may not be one of our cheapest renters insurance picks, but you can still find great coverage with the company. The only drawbacks are that policies require a down payment and contracts are underwritten by a third party (so you won’t deal with Progressive directly).
Below you can compare some of our top picks for the cheapest renters insurance to get your search started:
- Lemonade renters insurance review
- Toggle renters insurance review
- Nationwide renters insurance review
- Allstate renters insurance review
- State Farm renters insurance review
- American Family renters insurance review
- USAA renters insurance review
Progressive Life Insurance
Purchasing a life insurance policy from Progressive allows you to provide a safety net for your loved ones in case you pass away. A life insurance policy is a contract that provides a payout to your beneficiaries when you die, as long as your premium is paid and the policy is active.
Progressive Life Insurance Quotes
Depending on your coverage level, age, health and other factors, your life insurance rates can be anywhere from $10.12 to $190.80 per month. Progressive is not the cheapest life insurance company, but it offers relatively affordable coverage. You can get life insurance quotes from Progressive online or through a local agent to see what it would cost for you.
Progressive Life Insurance Coverage
Progressive offers several life insurance policies through eFinancial. Term life policies provide coverage if you pass away within a set number of years, while permanent policies such as whole, life, universal and final expense last your entire life.
Here’s a look at the different life insurance policy options Progressive offers:
- Term life: Choose a term of 10, 15, 20 or 30 years for your life insurance policy, which will protect your loved ones in case you pass while they still depend on your income.
- Final expense: Designed to cover your funeral costs, hospital bills and related expenses.
- Short-term: A one-year policy that provides short-term coverage if you’re just starting out with life insurance or have a temporary gap in coverage.
- Whole life: Standard permanent insurance option that covers your life at a fixed premium. It builds cash value at a fixed rate over time, which you can borrow against.
- Universal life: Permanent policy that lets you change your payment and death benefit amounts over time.
Read more: What is life insurance?
Progressive Life Insurance Review
Overall, Progressive is a serviceable option with plenty of coverage choices to choose from. However, they are not one of our top picks for life insurance and you’ll be able to find a better policy elsewhere. Even so, we recommend comparing multiple companies before choosing a provider.
Below are some of our top picks that you can compare in our comprehensive reviews:
- Ethos life insurance
- Bestow life insurance
- Fidelity life insurance
- Nationwide life insurance
- Mutual of Omaha life insurance
Progressive Insurance: Additional Coverage Policies
In addition to the policies already mentioned, the insurer also offers the following types of coverage:
- Utility and All-Terrain Vehicle insurance
- Classic car insurance
- Golf cart insurance
- Pet insurance
- Travel insurance
- Health insurance
- Dental insurance
- Vision insurance
- Flood insurance
- Business insurance
- Umbrella insurance
- Event or wedding Insurance
- Phone and electronics
Progressive Motorcycle Insurance
In addition to car coverage, Progressive offers liability, collision and comprehensive motorcycle insurance. Vehicles that can be protected include sport bikes, touring bikes, scooters/mopeds, custom motorcycles, classic motorcycles and more. They are our second overall choice for motorcycle insurance and the cheapest motorcycle insurer.
To see what motorcycle insurance costs for your vehicle are, you can get quotes using our free tool.
Progressive Boat Insurance
You can get everything from sailboats to pontoons insured by Progressive. Coverage is similar to other vehicle policies, but there may be restrictions depending on the age and value of your boat. We ranked them as both the best and cheapest boat insurance in 2023 due to their many discount offerings, coverage options and great claims process.
However, Progressive may not be the best and lowest boat insurance cost option for you. Start comparing other options for boat insurance and get quotes using our free tool:
Compare Boat Insurance Policies
Answer a few simple questions and we’ll take care of the rest.
Secure. Fast. Free.
Progressive RV Insurance
If you’d like to insure your recreational vehicle or motorhome, Progressive has you covered. A policy can cover all classes of motorhomes, trailers and campers with add-ons for vehicle/belongings replacement and emergency expenses. In our research of providers, we found that it was the best insurer and the second cheapest RV insurance provider.
However, they may not be the best option for your situation. You can get RV insurance pricing with our free tool and compare company reviews below to find the best deal:
Progressive ATV Insurance
As part of their recreational vehicle insurance division you can cover your ATV or UTV for a reasonable price. The same discounts available with an auto policy are also available for ATV and UTVs. Progressive offers add-ons to replace your vehicle and items in it and cover emergency costs if you break down.
Progressive Classic Car Insurance
While Progressive does not specialize in insuring classic vehicles, you can get coverage for your antique or older car with the company. Coverage is provided through Hagerty, which is one of our top picks for classic car insurance. We recommend comparing plenty of quotes before making a decision to find the right policy for the best price.
Compare Car Insurance Rates
Get matched with a top provider and compare instant quotes in just a few clicks
Secure. Fast. Free.
Progressive Pet Insurance
In partnership with Pets Best, Progressive offers customizable pet insurance coverage for dogs and cats. These plans cover veterinary visits and expenses from sickness or injury. While Pets Best is not one of our picks for the best or cheapest pet insurance providers for 2024, we recommend comparing options from them and other companies to get the best deal.
Below we’ve provided some of our top picks for you to compare and a free tool so you can get free pet insurance pricing:
- Lemonade pet insurance reviews
- Spot pet insurance reviews
- ASPCA pet insurance reviews
- Embrace pet insurance reviews
- Fetch pet insurance reviews
Progressive Golf Cart Insurance
Unlike many providers, Progressive offers insurance for your golf cart. So if you own one or want to insure a fleet of golf carts for your business, you can get coverage. Plans are typically quite cheap and can cost as low as $75 annually according to the company.
Progressive Travel Insurance
Progressive offers five different traveler insurance plans through its partner InsureMyTrip. This company connects you with insurance providers that meet your needs. While Progressive is not one of our best or cheapest travel insurance policy providers, it is a good idea to get quotes.
Below we’ve linked some of our top providers and their comprehensive reviews so you can start comparing:
- Travelex travel insurance
- Nationwide travel insurance
- Faye travel insurance
- Allianz travel insurance
- Trawick travel insurance
Progressive Health Insurance
Through the provider eHealth, Progressive offers personal and business health insurance policies. The company matches you with the personalized choices for you out of 13,000 options in their network of over 180 carriers. Policies available include individual, short-term, Medicare/Medicare Supplement, dental and vision insurance options.
Progressive Flood Insurance
As both an add-on to home/renters and an individual policy, you can purchase flood insurance to protect you from environmental hazards caused by excess water. This coverage protects your home’s foundation and several appliances, like stoves, dishwashers and refrigerators. Consider your location and flood risk to determine if you need flood insurance.
Progressive Business Insurance
If you need protection for commercial vehicles, property or workers’ compensation, Progressive has plenty of coverage options at your disposal. Most policies offer basic liability coverages in addition to cyber insurance and car insurance for most types of business vehicles. While Progressive doesn’t offer as much as other companies, it can still be a serviceable option.
Progressive Umbrella Insurance
For expanded liability coverage or additional protections not under other policies, Progressive has umbrella insurance plans for you to choose from. You can get up to 5 million dollars in liability protection for your auto and home policies along with coverages for legal issues, vacation rentals and accidents that happen overseas.
Progressive Event Insurance
If you are having a large event like a wedding, some venues may require you to get liability coverage to protect from damages during the event. Progressive offers event insurance to cover damages incurred to property, persons and belongings through Event Helper.
Progressive Phone Insurance
If you would like to insure your electronics like phones, consoles or televisions, Progressive has coverage available for replacements and repairs. Plans tend to be cheaper than those offered by other top providers, so it is worth checking out Progressive’s offerings.
Reviews on Progressive Insurance: The Bottom Line
In this article, Progressive car insurance earned a 9 out of 10 stars and was awarded “Best for Tech-Savvy Drivers.” This score is based on the same criteria we use to assess all car insurance companies: industry standing, availability, coverage, cost and customer service.
Compare Car Insurance Rates
Get matched with a top provider and compare instant quotes in just a few clicks
Secure. Fast. Free.
Progressive Car Insurance: FAQ
Below are some frequently asked questions about Progressive car insurance:
In the 2023 J.D. Power Auto Claims Satisfaction StudySM, Progressive scored 870 out of 1,000 points, which was lower than the industry average of 878. However, the company’s high AM Best financial strength score indicates its ability to reliably pay out claims.
Yes, Progressive has an A+ financial strength rating from AM Best, a site that determines a company’s creditworthiness and trustworthiness for consumers.
On average, we found that Geico can be hundreds of dollars cheaper than Progressive for good drivers. Our research shows that Geico tends to cost an average of $1,596 per year, while Progressive averages $2,030 per year for a full-coverage policy.
In our review of the best car insurance companies, we ranked Progressive as the ninth-best overall provider due to its reputation, cost, coverage, availability and customer experience.
With a long history in the insurance industry and strong financial ratings, Progressive is in good standing. Our expert review team gave the insurance company a score of 9 out of 10 after considering factors such as policy offerings and customer experience.
Progressive and Geico are two of the most popular insurance companies in the nation. Progressive has a few more coverage options than Geico, while Geico generally has higher customer service ratings. Both providers offer competitive car insurance quotes for the industry.
According to the 2023 J.D. Power U.S. Auto Claims Satisfaction Study, across the industry, the average claim took about 23 days to resolve. Since Progressive fared below average in the study, customers may find claims take a bit longer than this estimate on average.
Some Progressive insurance reviews report rate increases after the first six-month policy period. This can happen for many reasons, including new driving violations, poor driving behavior while using the Snapshot app or even general rate increases for the area that have nothing to do with the individual driver.
Progressive offers lower rates for those with DUIs than the national average, but is more expensive for those with accidents or tickets on their record. It also offers specialized high-risk insurance for people who have been turned down from other insurance companies or who have an SR-22.
Progressive allows customers to cancel at any time by phone, mail or email. You can cancel your coverage immediately or schedule an effective cancellation date in the future. If you already paid for the period, you’ll get a prorated refund for the canceled portion.
Our full-coverage rate estimates show Progressive is about 1% more expensive than the national average. This applies to 35-year-old drivers with good credit and driving records. Many drivers find cheap car insurance with Progressive — especially those who qualify for discounts — but the only way to find the most affordable coverage for you is to shop around.
Like any car insurance company, Progressive can deny claims if it finds out you misrepresented something about the incident or if you don’t have the policy limits to cover a claim. However, Progressive is not generally known for denying more claims than other providers overall.
Progressive is a property and casualty insurer that was founded in 1937 by Joseph Lewis and Jack Green. Now the company is available nationwide and assists customers in finding coverage with their team of over 38,000 agents.
Progressive does not offer rental vehicle insurance policies and, like most companies, offers coverage under their auto plans. However, some travel insurance policies may have add-on coverages that can help pay for damages and expenses should you get into an accident or become stranded.
A Progressive customer service agent can be reached at (888) 671-4405.
Progressive insurance policies must be canceled over the phone or by mail or email and cannot be canceled online or on the app.
Progressive insurance locations are in all 50 states of the United States and their headquarters is in Mayfield, Ohio.
Vanguard Group, BlackRock Fund Advisors and Wellington Management own the majority stake in Progressive insurance.
You can cash a check from Progressive at any bank at any time as long as you own your car outright and fulfill all legal obligations. If you do not own your car, you will have to have your lien holder sign the check first before it can be cashed or deposited.
It tends to stay on your record for around five years with Progressive insurance. It will be factored into your premiums for three years and will still affect your discount eligibility until five years have elapsed.
How We Rated Progressive Insurance Company
Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. We collected data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the insurers that scored the most points topping the list.
Here are the factors our ratings take into account:
- Cost: Auto insurance rate estimates generated by Quadrant Information Services and discount opportunities were both taken into consideration.
- Coverage: Companies that offer a variety of choices for insurance coverage are more likely to meet consumer needs.
- Reputation and experience: Our research team considered market share, ratings from industry experts and years in business when giving this score.
- Availability: Auto insurance companies with greater state availability and few eligibility requirements scored highest in this category.
- Customer experience: This score is based on volume of complaints reported by the NAIC and customer satisfaction ratings reported by J.D. Power. We also considered the responsiveness, friendliness and helpfulness of each insurance company’s customer service team based on our own shopper analysis.
Our credentials:
800 hours researched
45 companies reviewed
8,500+ consumers surveyed
*Data accurate at time of publication.
