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What Are the Cheapest – and Most Expensive – Cars to Insure?

Hint: Boring is better.

by on Feb.09, 2012

It may have a quarter as many seats, but the Audi R8 Spyder will cost three times more than a Toyota Sienna minivan to insure.

If you’re worried about the cost of insuring your next car consider this simple mantra: “boring is better.”

Or so finds a new survey of automotive insurance, which finds that sports and luxury cars are the most expensive products to insure, while minivans – the Toyota Sienna people-mover, in particular – are among the most affordable.

“Minivans have always had a strong showing in our ‘least expensive’ rankings,” said Amy Danise, editorial director of “They regularly prove to be safe, economical vehicles.”

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The Sienna, for example, costs an average $1,111 to insure, according to the site’s annual survey, or less than a third what it would cost to cover the2-seat, 197 mph Audi R8 Spyder Quattro Convertible, at $3,384.  Audi, in fact, has the dubious distinction of having two of the ten most expensive cars to insure, BMW also has 2, while Porsche and Mercedes-Benz each have three.