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Posts Tagged ‘allstate’

Best and Worst Auto Insurance Companies Rated

NJM, USAA, Amica Mutual and Auto-Owners among the best.

by on Sep.08, 2010

Night time is the wrong time for teenage drivers.

The bottom of the ratings include some well known, heavily marketed companies.

Dealing with car insurance after an accident is when drivers need good customer service and a fast response. According to the latest survey from Consumer Reports 86% of readers who filed were highly satisfied with the handling of their claims among 22 insurance companies.

All 22 rated companies scored well with an 81 or higher, but some did better than others. Among the highest-rated were NJM Insurance Group (New Jersey Manufacturers Insurance Company), USAA Group, Amica Mutual Group, and Auto-Owners Insurance Group of Companies, with overall satisfaction scores of 92 or higher. Customers for all four companies had relatively few problems with their claims.

The CR car insurance scores for claims-related problems and timely payment are based on the experiences of 28,241 respondents who filed claims that were settled or rejected from January 2006 to June 2009. The score reflects overall satisfaction with claims handling. A score of 100 would mean all readers were completely satisfied; 80, very satisfied, on average; 60, fairly well satisfied.

The bottom of the ratings include some well known, heavily marketed companies – Commerce Insurance, MetLife Auto, Travelers, Progressive Group, Farmers, Allstate and Nationwide.


Fort Collins, Colorado Safest Driving City

Insurance report reveals which cities have the safest drivers.

by on Sep.02, 2010

In Fort Collins, Colorado the average driver will experience an auto collision every 14.5 years – about 31% less likely than the national average. This makes it the safest driving city in the U.S., according to claims data from the Allstate Insurance Company (NYSE:ALL) released today.

Auto accidents have declined drastically during the last few years as miles driven dropped and the Great Recession and rising unemployment took their tolls. However, crash fatalities still average around 35,000 every year despite technological advances, according to the National Highway Traffic Safety Administration. Moreover, an epidemic of distracted driving injuries with more than 5,000 annual deaths is underway.

“Human error is the biggest cause of accidents. It is vital for us to educate drivers across the country on the importance of being tolerant and attentive behind the wheel,” said Mike Roche, senior vice president, of Allstate’s Claim Organization.


America’s Safest Driving Cities
City, Overall Ranking Collision Likelihood Years Between Collisions
1 Fort Collins, Colo. -31.2% 14.5
2 Chattanooga, Tenn. -22.7% 12.9
3 Boise, Idaho -22.3% 12.9
4 Colorado Springs, Colo. -20.0% 12.5
5 Knoxville, Tenn. -19.5% 12.4
6 Eugene, Ore. -18.3% 12.2
7 Reno, Nev. -18.2% 12.2
8 Huntsville, Ala. 18.1% 12.2
9 Lincoln, Neb. -17.9% 12.2
10 Cedar Rapids, Iowa -16.5% 12.0
Compared to the national average. Source: Allstate, Sept. 2010

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Sorry I hit Your Car and Left No Note

Hit and run is a common occurrence, forget an honor code.

by on Feb.18, 2010

Fully 69% of the country's hit-and-run collisions involve a parked vehicle.

The likelihood of drivers stopping or leaving a “sorry” note on your windshield after they hit your car is not very good, according Allstate claims data just released.

Fully 69% of the country’s hit-and-run collisions involve a parked vehicle in the nation’s 200 largest cities.

Moreover, even though most states require a driver responsible for an accident with an unattended vehicle to notify the owner, such as leaving a note, the majority do not.

However, Allstate recommends drivers always leave a note, including an explanation of what happened no matter how visible the damage.   (more…)